Everybody knows that buying a new home can be complicated and costly at the best of times. Therefore,it is important to ensure you seek the best representation and support, ideally from an independent expert who can help you make those critical decisions.
Working with an independent broker means gaining access to a much broader and more flexible market of mortgage products. In addition, brokers with no specific brand ties or direct affiliations are free to offer honest and impartial advice for the benefit of their clients.
While some brokers limit themselves to certain types of mortgages, others offer much broader and more comprehensive support for homebuyers. Depending on who you work with, your broker may have extensive experience and expertise in one, more or all of the following areas:
- Bad credit mortgages
- Buy to let
- Commercial mortgages
- Bridging loans
- Overseas mortgages
- Second charge loans
- Shared Ownership
In all instances, it is essential to ensure you work with a mortgage broker who provides access to the widest possible panel of trusted and reputable lenders from across the UK. Rather than limiting yourself to just a handful of possible mortgage providers, it is far better to compare deals from as many lenders as possible to find your perfect home loan.